Meet Your Medicare Resource

Helping people understand Medicare isn’t just what we do - it’s what we care about.

We believe that choosing coverage shouldn’t feel confusing or rushed. That’s why we take a personalized approach, helping each individual understand their options and feel confident in their decisions.

Our goal is to be a long-term resource, not just someone you speak with once a year.

Meet Your Medicare Resource

Helping people understand Medicare isn’t just what we do - it’s what we care about.

We believe that choosing coverage shouldn’t feel confusing or rushed. That’s why we take a personalized approach, helping each individual understand their options and feel confident in their decisions.

Our goal is to be a long-term resource, not just someone you speak with once a year.

MEET THE INDEPENDENT INSURANCE AGENT

Hi, I'm Lorraine Richards!

I provide a clear path through the complexities of Medicare, Life Insurance, and Long-Term Care. As an independent, licensed insurance agent serving the Chicagoland area, I don’t work for the insurance companies - I work for you. My approach is deeply personal: I listen first, take the time to educate you about your options, and provide clear guidance so you can make informed decisions about coverage that supports your needs and independence.

My commitment to the community goes beyond insurance. Having called the Chicago suburbs home for over twenty-five years and based my agency in La Grange, I am deeply passionate about community involvement and volunteerism. I believe in giving back to the neighborhoods I serve, treating every client not just as a policyholder, but as a neighbor.

My clients benefit from my Economics degree from Boston University, my background in insurance regulation and compliance, and over 100 hours of continuing education and training. From Medicare plans to recovery care, cancer, heart attack and stroke coverage, and long-term care insurance, I am here to ensure you have a reliable resource to secure your future.

Why We Do What We Do

We believe Medicare should be clear, not complicated.

Too many people feel unsure about their options or pressured into making quick decisions. That’s why we focus on education first - so you understand your choices and feel confident in the direction you take.

Our mission is simple: provide clear, personalized direction through the complexities of Medicare, life insurance, and long-term care.

We’re committed to assisting our community, educating every client, and providing meaningful guidance so they can feel confident about the coverage protecting their health, independence, and future.

Our Values

EDUCATING

We take the time to explain the Medicare process, educating you on your choices so you may better understand your options.

RESEARCH

With the information you provide, we explore the many available options and present you with the plan(s) that match your needs and wants.

ENROLL

We assist you in completing the enrollment process and submit your application(s) for the plan(s) you choose.

SUPPORT

Our services do not end with your enrollment. We are available throughout the year to answer your questions and can review your Medicare insurance options annually.

Here When You Need Us

Medicare isn’t a one-time decision - it’s an ongoing part of your healthcare.

We’re here to answer questions, review your coverage, and help you make adjustments as your needs change.

Schedule your free consultation today and get the clarity you deserve.

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We do not offer every plan available in your area. Currently we represent 10 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

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